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Introduced Version Senate Bill 145 History

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SB145 intr
Senate Bill No. 145

(By Senators Kessler, White, Jenkins and Laird)

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[Introduced January 13, 2010; referred to the Committee on Banking and Insurance; and then to the Committee on Finance.]

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A BILL to amend the Code of West Virginia, 1931, as amended, by adding thereto a new section, designated §33-15-22; to amend said code by adding thereto a new section, designated §33-16-18; and to amend said code by adding thereto a new section, designated §33-16D-17, all relating to requiring health insurers to provide full coverage for the prevention, early detection, diagnosis and treatment of autism spectrum disorder.

Be it enacted by the Legislature of West Virginia:
That the Code of West Virginia, 1931, as amended, be amended by adding thereto a new section, designated §33-15-22; that said code be amended by adding thereto a new section, designated §33-16-18; and that said code be amended by adding thereto a new section, designated §33-16D-17, all to read as follows:
ARTICLE 15. ACCIDENT AND SICKNESS INSURANCE.

§33-15-22. Autism spectrum disorder full coverage.
Every policy which provides coverage for hospital, surgical, or medical care coverage shall include full coverage for the prevention, early detection, diagnosis and treatment of autism spectrum disorder, regardless of whether such prevention, early detection, diagnosis or treatment methods are research based or experimental. Each policy will also provide full (in-state or in-network) coverage for the prevention, early detection, diagnosis and treatment of autism spectrum disorder even if the individual is unable to receive a service, or treatment, within the State of West Virginia and must receive this service, or treatment, from an out-of-state provider. For purposes of this section, "autism spectrum disorder" means a neurobiological condition that includes Autism, ADD, ADHD, Asperger syndrome, Rett's syndrome, or Pervasive Developmental Disorder.
ARTICLE 16. GROUP ACCIDENT AND SICKNESS INSURANCE.
§33-16-18. Autism spectrum disorder full coverage.
A group or blanket accident of health insurance policy or issuing a group or blanket policy for delivery in this state which provides coverage for hospital, surgical, or medical care coverage shall include full coverage for the prevention, early detection, diagnosis and treatment of autism spectrum disorder, regardless of whether such prevention, early detection, diagnosis or treatment methods are research based or experimental. Each policy will also provide full (in-state or in-network) coverage for the prevention, early detection, diagnosis and treatment of autism spectrum disorder even if the individual is unable to receive a service, or treatment, within the State of West Virginia and must receive this service, or treatment, from an out-of-state provider. For purposes of this section, "autism spectrum disorder" means a neurobiological condition that includes Autism, ADD, ADHD, Asperger syndrome, Rett's Syndrome, or Pervasive Developmental Disorder.
ARTICLE 16D. MARKETING AND RATE PRACTICES FOR SMALL EMPLOYER ACCIDENT AND SICKNESS INSURANCE POLICIES.
§33-16D-17. Autism spectrum disorder full coverage.

A medical expense indemnity corporation, a hospital service corporation or a health service corporation which provides coverage for hospital, surgical, or medical care coverage shall include full coverage for the prevention, early detection, diagnosis and treatment of autism spectrum disorder, regardless of whether such prevention, early detection, diagnosis or treatment methods are research based or experimental. Each corporation will also provide full (in-state or in-network) coverage for the prevention, early detection, diagnosis and treatment of autism spectrum disorder even if the individual is unable to receive a service, or treatment, within the State of West Virginia and must receive this service, or treatment, from an out-of-state provider. For purposes of this section, "autism spectrum disorder" means a neurobiological condition that includes Autism, ADD, ADHD, Asperger syndrome, Rett's syndrome, or Pervasive Developmental Disorder.

NOTE: The purpose of this bill is to require health insurers to provide full coverage for the prevention, early detection, diagnosis and treatment of autism spectrum disorder.

These sections are new; therefore, strike-throughs and underscoring have been omitted.
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