WEST VIRGINIA LEGISLATURE

2024 REGULAR SESSION

Introduced

House Bill 5541

By Delegates Rohrbach, Shamblin, W. Hall, Worrell, Mallow, Jennings, Riley, Vance, Statler, and Phillips

[Introduced February 09, 2024; Referred to the Committee on Banking and Insurance then the Judiciary]

A BILL to amend the Code of West Virginia, 1931, as amended, by adding thereto a new section, designated §33-17-9a, relating to establishing a minimum coverage amount of $2,000 for a claim by a fire department for services provided in response to an event on insured property.

Be it enacted by the Legislature of West Virginia:

ARTICLE 17. FIRE AND MARINE INSURANCE.

§33-17-9a. Minimum coverage for fire department response to event.

All insurers providing fire insurance on real property in West Virginia shall be liable to a fire department that responds to an event on the real property requiring its services.  All insurers shall include in their fire insurance policies a minimum coverage amount of $2,000 for each occurrence.

NOTE: The purpose of this bill is to increase insurance coverage to a minimum amount of $2000 that may be recovered by a fire department responding to fire call at an insured property.

Strike-throughs indicate language that would be stricken from a heading or the present law and underscoring indicates new language that would be added.