WVC 46 A- 6 K- 1
This article applies to the settlement of loans secured by
deeds of trust on owner-occupied residential dwellings with
accommodations for not more than four families. This article does
not apply to construction loans or any other loans which, by
agreement of the parties, provide for the disbursement of the
proceeds in stages.
Note: WV Code updated with legislation passed through the 2012 1st Special Session