(b) Purpose and limitation of examination. -- The commissioner shall exercise his power under subsection (a) above only if the examination of the insurer under other articles of this chapter is inadequate or the interests of the policyholders of such insurer may be adversely affected.
(c) Use of consultants. -- The commissioner may retain at the registered insurer's expense such attorneys, actuaries, accountants and other experts not otherwise a part of the commissioner's staff as shall be reasonably necessary to assist in the conduct of the examination under subsection (a) above. Any person so retained shall be under the direction and control of the commissioner and shall act in a purely advisory capacity.
(d) Expenses. -- Each registered insurer producing for examination records, books and papers pursuant to subsection (a) above shall be liable for and shall pay the expense of such examination in accordance with applicable laws of this state.