§33-17-6. Additional contracts, riders or endorsements.
Appropriate forms of additional contracts, riders or
endorsements, insuring against indirect or consequential loss or
damage, or against any one or more perils other than those of
fire and lightning, or providing coverage which the insurer
issuing the policy is authorized by the laws of this state and by
its license to assume or issue, may be used in connection with
the standard fire policy. Such other perils or coverages may
include those excluded in the standard fire insurance policy, and
may include any of the perils or coverages permitted to be
insured against or issued by fire, marine and casualty insurers.
Such forms of contracts, riders and endorsements may contain
provisions and stipulations inconsistent with such standard fire
insurance policy, if such provisions and stipulations are
applicable only to such additional coverage or to the additional
peril or perils insured against.