§6-12-2. Policy may authorize action against insurance company
with or without joining driver as defendant.
Any insurance policy obtained in pursuance of the provisions
of section one of this article may, by agreement between the
insurance company issuing the policy and the officer, board,
commission or agency applying for such insurance, contain a
provision authorizing an action on such policy to be maintained
against the insurance company issuing the policy by or in the name
of any person sustaining bodily injury or property damage, either
with or without joining the driver of such motor vehicle as a party
defendant, or in the name of the personal representative of a
deceased person, the proximate cause of whose death was the
negligence of the driver. Such provision shall be valid and
enforceable if set forth in the body of the policy or in a rider
attached to the policy as a part thereof.