WVC 46 A- 3 - 102
§46A-3-102. Sales finance charge for certain consumer credit
sales of real estate.
With respect to a consumer credit sale of real estate, other
than a sale involving a mobile home and real estate as referred
to in section one hundred one of this article or goods which
become fixtures, where title is retained or there is created or
retained by agreement a purchase money lien against the real
estate, the seller may contract for and receive a sales finance
charge not exceeding the interest permitted by section five,
article six, chapter forty-seven of this code.
In addition to the sales finance charge permitted by this
section with respect to such sale, a seller may also contract for
and receive additional charges, delinquency charges, and deferral
charges and compute rebates upon prepayment, refinancing or
consolidation as defined and authorized by this chapter.