§38-9-6. Waiver of exemption void.
Any waiver of the rights conferred by this article shall be void and unenforceable except to the extent that (1) such waiver is accompanied by a consensual security interest in the property in which the homestead exemption is asserted and (2) such security interest cannot be satisfied without encroaching upon the homestead exemption so asserted.

Note: WV Code updated with legislation passed through the 2012 1st Special Session