Notwithstanding the provisions of section one of this article:
(a) Each insurer that provides personal lines liability insurance coverage, as that term is defined in section nine, article twelve of this chapter, to pay all or a portion of a claim asserted against an insurance policy insuring a motor vehicle shall provide, within thirty days of its receipt of a written request from a claimant's attorney who has given written notice that he or she represents the claimant:
(1) A response providing the following information relating to each of the insurer's known policies of insurance, including excess or umbrella insurance, which does or may provide liability coverage for the claim:
(A) The name of the insurer;
(B) The name of each named insured of the subject policy; and
(C) The limits of any motor vehicle liability insurance policy at the time of the events that are the subject of the claim; or
(2) The declarations page of any motor vehicle liability policy applicable at the time of the events that are the subject of the claim, appropriately redacted to comply with applicable privacy laws or rules;
(b) Any written request by the claimant's attorney under this section must include:
(1) The date and location of the events that are the subject of the claim;
(2) The name and, if known, the last known address of the insured;
(3) A copy of the accident or incident report, if any;
(4) The insurer's claim number;
(5) A good-faith estimate and documentation of all of the claimant's medical expenses if any and any wage loss documentation as of the date of the request, if any; and
(6) Documentation as of the date of the request of any and all property damage.
(c) Disclosure of the information required by subsection (a) of this section is not an admission that the alleged injury or damage is subject to the policy, nor does the disclosure waive any reservation of rights an insurer may have.
(d) The information disclosed by any party pursuant to this section, by reason of the disclosure, is not admissible as evidence at trial.
(e) An insurer's compliance with this section does not constitute a violation of this article, or subsection (12), section four, article eleven of this chapter.
(f) An insurer that fails to comply with this section is
subject to a penalty of $500, plus reasonable attorneys' fees and
expenses incurred in obtaining disclosure of the information
required by subsection (a) of this section. This penalty is the
sole and exclusive remedy for an insurer's failure to comply with
Note: WV Code updated with legislation passed through the 2013 1st Special Session
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