WVC 33 - 6 - 21
§33-6-21. Annulment of liability policies.
No insurance policy insuring against loss or damage through
legal liability for the bodily injury or death by accident of any
individual, or for damage to the property of any person, shall be
retroactively annulled by any agreement between the insurer and
the insured after the occurrence of any such injury, death, or
damage for which the insured may be liable, and any such
attempted annulment shall be void.