WVC 33 - 15 - 3
§33-15-3. Age limit.
If any such policy contains a provision establishing as an
age limit or otherwise, a date after which the coverage provided
by the policy will not be effective, and if such date falls
within a period for which premium is accepted by the insurer or
if the insurer accepts a premium after such date, the coverage
provided by the policy will continue in force until the end of
the period for which premium has been accepted. In the event the
age of the insured has been misstated and if, according to the
correct age of the insured, the coverage provided by the policy
would not have become effective, or would have ceased prior to
the acceptance of such premium or premiums, then the liability of
the insurer shall be limited to the refund, upon request, of all
premiums paid for the period not covered by the policy.