WVC 33 - 13 - 32
§33-13-32. Same -- Grace period.
There shall be a provision in each industrial life insurance
policy that the insured is entitled to a grace period of four
weeks within which the payment of any premium after the first may
be made, except that in policies the premiums for which are
payable monthly, the period of grace shall be not less than
thirty-one days, and that during the period of grace the policy
shall continue in full force, but if during the grace period the
policy becomes a claim, then any overdue and unpaid premiums may
be deducted from any settlement under the policy.