WVC 33 - 13 - 20
§33-13-20. Same -- Entire contract.
In an annuity or pure endowment contract, other than a
reversionary, survivorship, or group annuity, there shall be a
provision that the contract shall constitute the entire contract
between the parties or, if a copy of the application is endorsed
upon or attached to the contract when issued, a provision that
the contract and the application therefor shall constitute the
entire contract between the parties.