WVC 33 - 13 - 19
§33-13-19. Same -- Incontestability.
If any statements, other than those relating to age, sex and
identity are required as a condition to issuing an annuity or
pure endowment contract, other than a reversionary, survivorship,
or group annuity, and subject to section twenty-one of this
article, there shall be a provision that the contract shall be
incontestable after it has been in force during the lifetime of
the person or of each of the persons as to whom such statements
are required, for a period of two years from its date of issue,
except for nonpayment of stipulated payments to the insurer; and
at the option of the insurer such contract may also except any
provisions relative to benefits in the event of disability and
any provisions which grant insurance specifically against death
by accident or accidental means.