WVC 33 - 13 - 16
§33-13-16. Excluded or restricted coverage.
A clause in any policy of life insurance providing that such
policy shall be incontestable after a specified period shall
preclude only a contest of the validity of the policy, and shall
not preclude the assertion at any time of defenses based upon
provisions in the policy which exclude or restrict coverage,
whether or not such restrictions or exclusions are excepted in