WVC 31 C- 7 - 4
Except as provided for in section six, article seven of this
chapter, every application for a loan shall be made in writing upon
a form prescribed by the credit union and shall state the purpose
of the loan as well as the security or collateral offered, if any.
Each loan shall be evidenced by a written document.
Note: WV Code updated with legislation passed through the 2012 1st Special Session