FUND(S):

7152

Sources of Revenue:

Special Fund

Legislation creates:

Neither Program nor Fund



Fiscal Note Summary


Effect this measure will have on costs and revenues of state government.


    SB 22 has no fiscal impact to the Offices of the Insurance Commissioner's operations, revenues or expenditures.



Fiscal Note Detail


Effect of Proposal Fiscal Year
2013
Increase/Decrease
(use"-")
2014
Increase/Decrease
(use"-")
Fiscal Year
(Upon Full
Implementation)
1. Estmated Total Cost 0 0 0
Personal Services 0 0 0
Current Expenses 0 0 0
Repairs and Alterations 0 0 0
Assets 0 0 0
Other 0 0 0
2. Estimated Total Revenues 0 0 0


Explanation of above estimates (including long-range effect):


    



Memorandum


    Senate Bill 22, which generally requires health insurance coverage of maternity and contraceptive services in certain circumstances, does not have a fiscal impact to the State.
    
     There is no fiscal impact because SB 22 contains exceptions for the required coverage to the extent that the required benefits exceed the essential health benefits (EHB) specified under the Patient Protection and Affordable Care Act (PPACA).
    
     PPACA 1311 (d)(3) provides that a state must defray the cost - by direct payments to enrollees or to the plan - of any state mandated benefit in excess of the essential health benefits (EHB).
    
     As the mandated benefit in SB 22 is only effective to the extent it does not exceed EHB, there is no additional cost to the State.
     Person submitting Fiscal Note: Melinda Kiss
     Email Address: Melinda.Kiss@wvinsurance.gov