Date Requested:February 20, 2013
Time Requested:02:46 PM
Agency: Insurance Commission
CBD Number: Version: Bill Number: Resolution Number:
2013R1389 Introduced SB26
CBD Subject: HEARING AID INSURANCE FOR MINORS
FUND(S)
7152
Sources of Revenue
Special Fund
Legislation creates:
Neither Program nor Fund

Fiscal Note Summary

Effect this measure will have on costs and revenues of state government.

    SB 26 has no fiscal impact to the Offices of the Insurance Commissioner's operations, revenues or expenditures.

Fiscal Note Detail
Over-all effect
Effect of Proposal Fiscal Year
2013
Increase/Decrease
(use"-")
2014
Increase/Decrease
(use"-")
Fiscal Year
(Upon Full
Implementation)
1. Estmated Total Cost 0 0 0
Personal Services 0 0 0
Current Expenses 0 0 0
Repairs and Alterations 0 0 0
Assets 0 0 0
Other 0 0 0
2. Estimated Total Revenues 0 0 0
3. Explanation of above estimates (including long-range effect):
    


Memorandum
Person submitting Fiscal Note:
Melinda Kiss
Email Address:
Melinda.Kiss@wvinsurance.gov
    Senate Bill 26, which generally requires health insurance coverage of hearing aids for minors in certain circumstances, does not have a fiscal impact to the State.
    
     There is no fiscal impact because SB 26 contains exceptions for the required coverage to the extent that the required benefits exceed the essential health benefits (EHB) specified under the Patient Protection and Affordable Care Act (PPACA).
    
     PPACA 1311 (d)(3) provides that a state must defray the cost - by direct payments to enrollees or to the plan - of any state mandated benefit in excess of the essential health benefits (EHB).
    
     As the mandated benefit in SB 26 is only effective to the extent it does not exceed EHB, there is no additional cost to the State.