H. B. 2377
(By Delegates Ashley and Perdue)
[Passed March 11, 2000; in effect ninety days from passage.]
AN ACT to amend chapter fifty-five of the code of West Virginia,
one thousand nine hundred thirty-one, as amended, by adding
thereto a new article, designated article sixteen, relating
to establishing a civil remedy for drawing, making,
uttering, issuing or delivery of worthless checks, drafts,
or other written orders; providing for the recovery of
damages; requiring a written demand; establishing
affirmative defenses; and limiting criminal prosecutions.
Be it enacted by the Legislature of West Virginia:
That chapter fifty-five of the code of West Virginia, one
thousand nine hundred thirty-one, as amended, be amended by
adding thereto a new article, designated article sixteen, to read
ARTICLE 16. CIVIL REMEDY FOR WORTHLESS CHECK.
§55-16-1. Civil remedy for making, drawing, issuing, uttering
or delivery of worthless check, draft or order.
(a) As used in this section, "check" means a draft or other written order payable on demand and drawn on a bank or
(b) If the maker or drawer of a check (1) draws, makes,
utters, or issues and delivers to another a check drawn on a bank
or depository that refuses to honor it because the maker or
drawer does not have sufficient funds with which to pay the check
on deposit in or credit with the bank or depository upon
presentation and (2) knowingly fails to pay the amount of the
check in cash to the payee, within thirty days following written
demand, the payee has a cause of action against the drawer or
(c) In an action under this section, the payee may be
(1) The face amount of the check, less any money received by
the payee in partial payment of the debt of the check;
(2) Damages of five hundred dollars or the face amount of
the check, whichever is less; and
(3) Reasonable costs incurred in filing the action.
(d) In an action under this section, the court or jury may
waive all or part of the damages or fees allowed by subdivision
(2), subsection (c) of this section upon a finding that the
defendant's failure to satisfy the dishonored check was due to
the defendant's recent discharge from his or her employment,
personal or family illness, or personal or family catastrophic
(e) The written demand required in subsection (a) of this
(1) Describe the check and the circumstances of its
(2) Contain a demand for payment and a notice of intent to
file suit for damages under this section if payment is not
received within thirty days; and
(3) Be delivered by personal service or by certified mail to
the defendant at his or her last known address.
(f) It is an affirmative defense to any claim under this
(1) Full satisfaction of the amount of the check was made
before the beginning of the action; or
(2) The bank or depository erred in dishonoring the check.
(g) No action may be brought pursuant to both this section
and sections thirty-nine-a through thirty-nine-h of article
three, chapter sixty-one of this code on the same check.