Senate Bill No. 226
(By Senators Dittmar and Craigo)
[Originating in the Committee on Banking and Insurance;
reported February 8, 1995.]
A BILL to amend article seventeen, chapter thirty-three of the
code of West Virginia, one thousand nine hundred thirty-
one, as amended, by adding thereto a new section,
designated section nine-a, relating to the payment of
insurance claims for damage to structures located within
county or municipal boundaries.
Be it enacted by the Legislature of West Virginia:
That article seventeen, chapter thirty-three of the code
of West Virginia, one thousand nine hundred thirty-one, as
amended, be amended by adding thereto a new section,
designated section nine-a, to read as follows:
ARTICLE 17. FIRE AND MARINE INSURANCE.
§33-17-9a. Disbursement of insurance proceeds.
Upon notice of a claim of an insured total loss to a
structure located within a county or municipal corporation in
this state, insurance companies must notify the insured of any
coverage in the insurance policy providing cleanup, removal of
any refuse, debris, remnants or remains of the dwelling and
appurtenances and securing the structure. The notification
shall be by letter to the insured, mailed within ten days of
the filing of the claim, and shall include, but not be limited
to: (a) The terms and limits of coverage designated by the
insurance policy for securing, cleanup and removal; and (b)
any time limitations imposed on the insured for securing,
cleanup and removal.